About Locked-In Realty and Mortgage Team

Hi! We are Joey and Trenity, the owners of the Locked-In Realty and Mortgage Team. I (Joey) became a Mortgage Loan Officer 20 years ago, after an amazing 13-year US Coast Guard tour. While working on her 2nd bachelor’s degree in accounting at Auburn University, Trenity Stacey came to work for AMIC as a loan coordinator. It was not long before we realized we worked well together, got engaged, & became known as The Mortgage Couple with AMIC, serving Mobile & Baldwin County, Alabama, and Pensacola, Florida. To expand services to our community, Trenity & I became licensed real estate agents & currently work that portion of our business under the eXp Realty, The Cummings Team brokerage. We take pride in being the sole point of contact for your entire home purchase process. We are supported by an amazing staff of assistants, underwriters, & processors who help us accomplish your dreams of homeownership. We like to approve loans that make sense, not just the ones that fit in a predetermined box of guidelines with set credit score requirements. We offer conventional loans with as little as 3% down, as well as FHA, VA, & USDA loans with some of the fastest turn times on the market today. Let's start home shopping!