Belmont Tract Homes under $500,000

Welcome to Belmont Tract, a hidden gem nestled in the heart of Pensacola, Florida. This charming subdivision offers a delightful blend of suburban tranquility and vibrant community spirit, making it an ideal place for families, young professionals, and retirees alike. With its tree-lined streets and friendly neighbors, Belmont Tract is the perfect backdrop for creating lasting memories.

One of the most appealing aspects of Belmont Tract is its affordability. Here, you can discover a variety of beautiful homes priced under $500,000, catering to a range of tastes and lifestyles. Whether you're searching for a cozy single-family home, a modern townhouse, or a spacious property with a backyard oasis, Belmont Tract has something for everyone. These homes often feature open floor plans, updated kitchens, and inviting outdoor spaces perfect for entertaining or enjoying a quiet evening under the stars.

Living in Belmont Tract means enjoying convenient access to Pensacola's vibrant culture, with its stunning beaches, eclectic dining options, and charming downtown area just a short drive away. Families will appreciate the nearby schools, parks, and recreational facilities that foster an active lifestyle and community engagement.

With its affordable housing options, welcoming atmosphere, and prime location, Belmont Tract is not just a place to live; it’s a place to thrive. Come explore this enchanting neighborhood and discover the perfect home for you and your loved ones. Your dream home awaits in Belmont Tract!

Newest Belmont Tract Homes under $500,000

$499,000

4 Beds ⋅ 2 Baths ⋅ 690073 MLS

Beautifully renovated 1940s ranch just minutes from Downtown Pensacola! Light, bright and wonderfully inviting, this 4-bedroom, 2-bath home offers nearly 2,000 square feet of updated living space, a generous quarter-acre corner lot, garage, abundant parking and exceptional flexibility. Thoughtfully renovated from top to bottom while preserving its original character, the heavy lifting has already been done! Improvements include plumbing, electrical, HVAC, roof, siding, flooring, doors, kitchen, baths and appliances. The gorgeous kitchen features quartz countertops with a full-height backsplash, Shaker-style cabinetry with dovetail construction and soft-close drawers, matte black hardware, farmhouse sink overlooking the backyard and built-in microwave. Natural light fills the home, while a wood-burning fireplace adds warmth and charm. One of this home's greatest assets is its versatility! Four bedrooms offer numerous possibilities, including one with direct backyard access that's ideal for an office or studio. Prefer a larger primary suite? Two adjoining bedrooms offer the potential to create a spacious primary bedroom while retaining a three-bedroom layout. And then there's the fabulous 24-foot sunroom! Imagine a second living area, home gym, creative studio or relaxing retreat. Outside, an enormous patio invites entertaining and outdoor living, while the fenced yard and adjacent greenbelt space give the corner lot a wonderful sense of openness. Parking is exceptional, with a garage, driveway and additional gravel parking area. Located at the northern edge of desirable North Hill, just outside the historic district, this home enjoys attractive surrounding properties and incredible proximity to downtown dining, entertainment, galleries, waterfront activities and Blue Wahoos baseball. Now offered at $499,000, this is an exceptional opportunity to enjoy the charm of an established Pensacola home with the major updates already completed. Move right in and make it yours!

1800 N Baylen St, Pensacola

Listing courtesy of Emerald Coast Realty Pros.

$297,900

2 Beds ⋅ 2 Baths ⋅ 689651 MLS

Welcome home to this beautifully updated cottage nestled in the heart of Pensacola’s beloved Belmont-DeVilliers Art District—where historic charm, creativity, and vibrant downtown living come together! You’ll fall in love with the perfect blend of modern updates and timeless character. Beautiful custom wood features and a warm modern-rustic style create a home that feels inviting. Palafox Street is just six blocks away, making it easy to walk or bike to local restaurants, charming shops, coffee spots, galleries, and all the energy that makes downtown Pensacola so special. Spend an afternoon exploring the historic streets, enjoy an evening downtown, or catch a Pensacola Blue Wahoos game at the nearby Blue Wahoos Stadium. Behind the charm are the updates buyers love, including a 6 year old roof, updated plumbing and electrical wiring, central air, and on-demand/tankless gas water heater giving you the character of an older cottage with important modern improvements already in place. Whether you’re searching for your first home, a charming downtown retreat, or an investment opportunity, this little gem offers an incredible chance to become part of one of Pensacola’s most vibrant and walkable communities. Come fall in love with the charm, the location, and the lifestyle—and make this downtown cottage your own!

610 W La Rua St, Pensacola

Listing courtesy of Manderson Realty Group.

$229,900

3 Beds ⋅ 1 Baths ⋅ 687770 MLS

Charming 3BR/1BA home just minutes from downtown Pensacola, where shopping, dining, Wahoos Stadium and more are only a 5-minute drive away. This 1,176 sq ft property blends historic exterior charm with thoughtful modern updates throughout. A covered front porch welcomes you home, setting the tone for the character found inside. No carpet here: every room features hard surface flooring for easy maintenance and a clean, updated feel. The kitchen has been tastefully refreshed with painted cabinetry, tile backsplash, hard surface countertops, and a double stainless steel sink, offering both style and function. Inside laundry adds everyday convenience, while the backyard provides a decent size outdoor space to enjoy. A yard building in back offers extra storage for tools, hobbies, or overflow. As a bonus, a vacant lot currently sits right next door, adding a sense of openness and privacy that's hard to find this close to town. Location, character, and updates come together in this Pensacola gem. Schedule your showing today.

411 W Gadsden St, Pensacola

Listing courtesy of Levin Rinke Realty.

$399,999

2 Beds ⋅ 3 Baths ⋅ 687723 MLS

811 Tarragona offers something increasingly hard to find in Downtown, a move-in ready home with a fenced yard, great outdoor space, and room to settle in. Tall windows and two sets of oversized French doors fill the open living area with natural light, while the kitchen features Carrera quartz and an oversized peninsula great for cooking, gathering, and entertaining. Upstairs, both spacious bedrooms have their own private en-suites. Outside, enjoy a front 2nd story balcony or on the main floor a large back deck and fenced backyard. All just minutes from Palafox St, downtown restaurants and events. And the future here is exciting. Just blocks away, the City of Pensacola's planned Hollice T. Williams Park will bring new green space, recreation, multi-use paths, and significant public investment to the area. It's a unique opportunity to own an established downtown home while a major neighborhood transformation takes shape nearby. A lot of upside here at 811 Tarragona St. Come take a look!

811 N Tarragona St, Pensacola

Listing courtesy of Levin Rinke Realty.

$500,000

4 Beds ⋅ 3 Baths ⋅ 686903 MLS

Nestled beneath mature live oaks on a prominent corner lot in Pensacola's Historic North Hill District, the iconic Mattie Mae McMillan House offers an extraordinary opportunity to own a beautifully preserved Queen Anne Victorian built in 1900. Zoned **North Hill Preservation Commercial**, this distinctive property presents exceptional flexibility for residential living, professional office use, or other permitted uses under current zoning. Rich in architectural character, the home showcases its original cedar shingle exterior, dramatic gables, arched windows, inviting front porch, and an impressive gold pressed-tin ceiling that immediately captures attention upon entry. A grand staircase with original turned balusters, soaring ceilings, fireplaces, detailed millwork, and abundant natural light reflect the craftsmanship of a bygone era. The spacious floor plan features four bedrooms, three full baths, formal living and dining rooms, and a versatile parlor that can serve as a home office, library, studio, or additional gathering space. The updated kitchen blends historic charm with modern convenience, offering granite countertops, custom cabinetry, generous workspace, and easy access to outdoor entertaining areas. The third-floor suite provides additional flexibility for guests, creative space, or a private office. Outside, enjoy a covered front porch, private rear deck, detached two-car garage, and a finished workshop or storage area. Located just minutes from Downtown Pensacola, Palafox Street, Interstate 110, parks, dining, shopping, entertainment, and the Gulf Coast's renowned white sand beaches, this exceptional Historic North Hill property offers the rare combination of architectural significance, modern functionality, and an unbeatable location. Whether you're seeking a distinguished historic residence, a unique live-work opportunity, or an investment in one of Pensacola's most celebrated neighborhoods, the Mattie Mae McMillan House is truly one of a kind.

713 N Spring St, Pensacola

Listing courtesy of Levin Rinke Realty.

$269,400

3 Beds ⋅ 2 Baths ⋅ 685108 MLS

Whether you're looking to expand your investment portfolio, purchase your first home, or secure a brand-new property in a convenient location, this home checks all the boxes! Perfect as a short-term rental, long-term rental, or primary residence, this new construction home offers exceptional versatility and long-term value. Conveniently located with quick access to the interstate, commuting, traveling, and exploring the surrounding area couldn't be easier. Best of all, this home is currently under construction, giving you the opportunity to personalize it to your style. Depending on the stage of construction, you may still be able to select interior colors, finishes, and upgrades. Plus, ask about available builder incentive money that can be used toward options, upgrades, closing costs, or interest rate buy-downs (subject to builder guidelines). Drive by today to check out the construction progress, and contact your favorite Realtor for more information on available floor plans, customization options, and estimated completion date. Don't miss your chance to own a brand-new home built just the way you want it!

2412 N Baylen St, Pensacola

Listing courtesy of 1st Class Real Estate Panhandle.

$439,000

3 Beds ⋅ 2 Baths ⋅ 684749 MLS

Nestled beneath the canopy of one of Pensacola's most beloved historic neighborhoods, this soulful 1950's cottage invites you to slow down and savor life. Located in North Hill, just minutes from downtown Pensacola, this 3 bedroom, 2 bath home blends timeless charm with easy coastal living. Sunlight pours through the windows across beautiful hardwood floors and filling the home with warmth and character. The kitchen and adjoining bonus room overlook the luscious backyard and large trex deck creating a seamless connection between indoor and outdoor gathering spaces. Outside, you'll discover a private backyard retreat that is truly a gardener's delight. The generous fully fenced in backyard offers ample space to garden and enjoy the beauty of nature from your own peaceful sanctuary. Whether you're hosting friends beneath twinkling lights, enjoying your cup of coffee, or unwinding after a day at the beach, this out door space feels like an extension of the home itself. Thoughtful updates include a tankless water heater, a large main bathroom shower, updated plumbing and electrical, hurricane shutters, and hurricane impact vinyl windows. The covered carport, generous driveway parking and a separate side drive offers room for a boat, trailer, or other outdoor toys. The workshop provides everyday practicality for tools and yard equipment. This perfectly positioned home is within walking distance to the lovely Alabama Square park, a bike ride away to the vibrant downtown Pensacola, and a short drive to Pensacola Beach. This North Hill gem offers a lifestyle as charming as the home itself.

413 W Brainerd St, Pensacola

Listing courtesy of Levin Rinke Realty.

$385,000

2 Beds ⋅ 1 Baths ⋅ 684365 MLS

PRICE IMPROVEMENT TO $385,000! This tastefully updated 1941 home offers 2 bedrooms, 1 bath, and timeless character in an established Pensacola neighborhood. Original hardwood floors, arched openings, built-in shelving, abundant natural light, decorative fireplace, and gracious living and dining areas showcase the home's character. The renovated kitchen features custom cabinetry, quartz countertops, subway tile backsplash, and stainless-steel appliances. The updated bath includes a tiled walk-in shower and marble-topped vanity. Additional features include a versatile sunroom, expansive lower-level storage, outdoor deck, and oversized fenced backyard with mature trees. The property consists of two 30' x 150' lots combined as one 60' x 150' parcel. Conveniently located near downtown Pensacola dining, shopping, entertainment, and waterfront attractions. Schedule your showing today!

9 E Strong St, Pensacola

Listing courtesy of Connell & Company Realty Inc..

$415,000

6 Beds ⋅ 3 Baths ⋅ 683696 MLS

Let your imagination breathe new life into this historic Queen Anne property located just steps from downtown and the vibrant energy of Palafox Street. Originally built in 1906 and rich in architectural detail from a bygone era, this remarkable 4,076-square-foot building was thoughtfully envisioned as a boutique bed-and-breakfast and has already undergone significant improvements. Major updates include a new roof, completed foundation work, fully updated electrical systems throughout, upstairs insulation, and partially installed drywall, providing an excellent head start for the next owner. An additional 1,000 square feet of walk-in attic space, complete with staircase access, offers even more possibilities. With its generous floor plan and prime location, the property lends itself to a variety of uses, including a charming bed-and-breakfast, grand private residence, mixed-use development, professional offices, or multiple rental units. Historic character, substantial improvements, and exceptional potential combine to create a truly unique opportunity in one of Pensacola’s most desirable areas. This property may qualify for Historic Preservation Tax Incentives. Come experience the possibilities for yourself.

17 W Cervantes, Pensacola

Listing courtesy of Poppy Properties LLC.

$415,000

4 Beds ⋅ 2 Baths ⋅ 681636 MLS

Located on a picturesque corner at Spring Street and Moreno, this stately brick residence blends timeless character & everyday comfort. With over 2,100 square feet of living space and rich solid oak hardwood floors, the home offers a warm, welcoming atmosphere just steps from the charm of the North Hill Historic District. Inside, the heart of the home is an inviting den designed to impress—featuring a striking stacked-stone, wood-burning fireplace and a stunning tongue-and-groove vaulted ceiling that adds both texture and grandeur. The thoughtfully arranged living room, dining room, and kitchen create an easy flow that works beautifully for both entertaining and daily life. Out back, a fully fenced yard transports you to a private New Orleans–inspired courtyard—perfect for relaxing evenings or weekend gatherings. The flexible floor plan includes a primary suite and additional bedroom on the main level, while two more bedrooms and a full bath upstairs provide ideal separation for family or guests. Located just a few blocks from the energy of downtown Pensacola, you’ll enjoy easy access to local dining, culture, and community favorites like the Palafox Market at Plaza Ferdinand -- all within a short stroll. Classic style, prime location, and room to live, work, and gather—this home truly has it all.

1540 N Spring St, Pensacola

Listing courtesy of Coast To Country Realty.

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